Using the CPR with different Taxation Systems

This paper investigates the practical taxation side of the Current Pension Rebate and investigates how it can be used to help in other ways than just increasing private pension saving. The first part examines how it is possible to use the CPR in the current taxation system (note that it is only intended for lower income earners so the figures and calculations are set up only to display how it is possible to use the CPR and its other facilities for individuals who earn less than £33,300 per year). However the later part of the paper explains how the CPR and the other facilities can be used for a flat rate taxation system. This is a much more practical system and it compliments the CPR concept as the flat rate tax system can be made flexible and unique for each person depending on their spending and saving habits or more importantly for their needs.

The advantages of using a flat rate taxation model

This short paper explains the benefits of using a flat rate taxation system over the current bracketed (tiered) taxation system. It also examines the advantages and possibilities that the Morganist Flat Rate Taxation Model offers.

The breakdown of the flat rate taxation model

This paper is a breakdown of the Morganist Flat Rate Taxation System.

The user guide to the flat rate taxation model

This is a User Guide to the Morganist Flat Rate Taxation Model. It is also included on the spreadsheet but on some formats it is not readable so this may be required to use the system properly. The problem is being examined and will hopefully be resolved shortly.

The flat rate taxation model

This is the Morganist Flat Rate Taxation Model. Zipped .xls file

The flat rate interest mortgage calculator

Zipped .xls file